Also known as Hat Kai Mook, Pearl beach is located between White Sands beach and Chai Chet.
It's a small and very quiet rocky beach. Walking bare feet on the beach may be a bit difficult, better to wear shoes and avoid the sharp stones and corals but it's a very good location to snorkel and watch reef fishes.There are also few reef birds hunting their preys.
This beach won't get busy during the high season.
You can access this beach from the main road. Just take the street which is just nearby the Books shop from where you can also pick-up your free Koh Chang Guide. At the end of the street you will find the beach as well as small resorts with cheap bungalows.
There are Paradise Palms Resort, Penny's Resort and Privilege Resort which are directly on the beach. A bit further and still on the beach you also have Koh Chang Resortel with the longest swimming-pool of the island, Inspiration Resort and Remark Cottage Resort with its beautiful tropical garden.
Prices are lower than the popular White Sand beach, Klong Prao beach or Kai Bae beach and of course it's also more calm. On the hill side there are lovely small resorts like T.P. Hut Bungalows or Macura Resort. Those places are extremely peaceful, the only noise you can listen comes form the jungle.
On the main road there are also few good pubs and restaurants as well as a big 7/11 and the Big C supermarkets.
In Pearl beach you can also find the Main Post Office which is nearby the Books shop. A bit further is the International Clinic which is modern and opened 24/7. In case of accident or bad disease, don't hesitate to visit it, they will provide you the right treatment. Don't forget to subscribe to a travelling insurance before your trip, medical costs in Thailand can be very high.
And on the opposite side of the International Clinic is the Thai Navy Shrine. There're lots of stairs to reach it.
(18 pictures in the gallery in random order)
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2 places I would like to recommend: Suncity View in Lonely Beach and Baum's Restaurant & Butchers Shop in Klong Prao.